Louisiana's Legal Framework for Off-Highway Vehicle Accidents
The first question most injured riders ask is how much time the law allows. In Louisiana, injury claims are called delictual actions, meaning claims for harm caused by another's fault, and the time limit on them is called prescription rather than a statute of limitations.
The basic rule is article 3493.1 of the Louisiana Civil Code, effective July 1, 2024. Its text reads: "Delictual actions are subject to a liberative prescription of two years. This prescription commences to run from the day that injury or damage is sustained. It does not run against minors or interdicts in actions involving permanent disability and brought pursuant to the Louisiana Products Liability Act or state law governing product liability actions in effect at the time of the injury or damage."
Two points follow. First, the clock starts on the day the injury or damage is sustained, not on the day someone learns who may be responsible. Second, the pause for minors and interdicts (adults placed under a court's protection because they cannot care for themselves) is narrow. It covers permanent-disability actions under product-liability law, and the article states no broader rule for children. For a parent of an injured child, that means the child's age alone does not stop the clock in most claims. When prescription runs out, the right to bring the claim is generally lost.
If your injury was sustained before July 1, 2024, which period applies is a question for Louisiana's current law, and it is often among the first points an attorney looks at.
For context, the U.S. Consumer Product Safety Commission's 2025 Report of Deaths and Injuries Involving Off-Highway Vehicles with More than Two Wheels uses its Table 4 to list, for each state, the total number of fatal incidents, total deaths and percentage of off-highway vehicle fatalities for 2020–2022, out of 2,685 deaths from 2,606 incidents nationwide. CPSC notes that these counts are "not adjusted for state-level demographic characteristics (i.e., total population, age distribution)," that they "reflect the state and year in which the incident occurred," and that it received "limited or no death certificate data from a handful of states." The figure is a count of reported deaths, not a finding about any vehicle, company or rider. The site's ATV accident statistics page explains the national data.